Can I clear judgments from my credit file?
How do I clear judgments from my credit file?
Many consumers are faced with this question when it comes to credit report issues. Is it possible to clear judgments from my credit file?
Clearing judgments is possible under certain circumstances. But it doesn’t always work, especially if not done correctly.
Each state or territory in Australia has its own jurisdictional court rules to be followed.
Cooperation from the listing creditor is also required to successfully clear judgments from your credit file.
Previous procedures from around two years ago no longer work, in fact they ruin your chances of clearing judgments from my credit file.
Equifax, formerly Veda, no longer accept a notice of discontinuance files at court to clear a judgment.
Too many consumers read this dated procedure within online articles in an attempt to clear a judgment from their Veda Equifax credit report.
In fact this discontinuance procedure now permanently closes the matter in court which eliminates the possibility of filing the correct documents.
This is where seeking assistance of a solicitor who specializes in credit reporting law is so valuable.
Solicitors trained and up to date with credit reporting law and associated court procedures know what is required to successfully clear a judgment from your credit file.
Given the consequences or doing more damage than good if you get it wrong, it pays to get it right the first time using a professional, so long as the agreement of service is “no win – no fees”. Never pay money upfront.
Simply provide a copy of your credit file to receive a free quote on what may be possible.