Do you need to remove defaults or judgments?

If you already have your credit file just click the “Free quote” tab above and submit your file for a fast free assessment


Credit repair services with clear, concise and transparent assessments will enable you to make an informed decision when you are comfortable. Free Help Hotline ph. 02 4984 1213

If you require credit repair services to remove defaults, judgments or other adverse information from your credit history file read on.

Good quality and honest credit repair services at reasonable prices with no up front fees, no admin fees and no progress fees can be difficult to find.

You may find yourself being given the third degree or alternative motives being applied such as finance sales pitches. Be careful.

Fix Bad Debt specialize solely in credit repair & assessment at reasonable prices with no upfront fees.

Fees or remuneration for successful credit repair should almost always be entirely reliant upon successful outcome for clients.

There are very few credit repairers in Australia who operate like this. Why? because they want money upfront regardless of their ability to provide a successful outcome for you. Be very careful when shopping around.

95% of cases which are taken on should attract no upfront fees and in most cases you should never have to pay upfront fees but there are some exceptions such as court fees or substantial preparation in a case which requires substantial upfront work. Never the less, there are not many jobs which should require a deposit.

Fix Bad Debt always advise clients of all costs before any work is commenced. Throughout our process should the involvement of an ombudsman or external dispute office be required, we do not charge additional fees for liaising with such offices. Our initial quotes always remain fixed and attract no extra fees for dealing with such offices.

A written work order of proposed services should be supplied before any work is commenced which must be approved by you.

With Fix Bad Debt no job is taken on which we do not believe will be successful. The reason is simple, we only get paid our fees upon each successful result.

A reputable credit repairer should never drill you for information. Be very wary of pushy or aggressive people who claim they can help you with credit repair only on their terms.

If you have a credit file with information which needs amendment simply contact us and we will tell you in no uncertain terms if anything can be done to assist in repairing your credit file.

Don’t have your credit file? By clicking here we can assess your credit history for a small fee, or if you already have a copy of your credit history file simply attach it using the online quote service for a free no obligation quote using the following link Credit Repair Quote.