This website is owned and operated by “”.

Your use of the information, ideas, directions, images and material on this site is governed by these Terms of use.

Advice: The services of Fix Bad Debt and its related entities are not offered as financial advice. Independent financial advice by appropriately qualified professionals is recommended Links: We make no warranties or representations nor do we endorse or approve any links on this site.

Information: Information on this site is to be considered general in nature and not specific. It is not to be considered advice in any respect.

Privacy: Users of this site are not to carry out any activity involving the use of this site which may contravene any Acts or laws relating to breach of privacy of individuals or organizations. No information is stored from third party input into this site.

Information: While we have made every effort to ensure that information is free from error, Fix Bad Debt does not warrant the accuracy, adequacy or completeness of material on this web site. All information is subject to change without notice.

Liability: Subject to any responsibilities implied by law and which cannot be excluded, no member of Fix Bad Debt is liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defense or settlement costs) whatsoever arising out of or referable to Material on the Fix Bad Debt web Site or to Third Party Material, whether in contract, tort including negligence, statute or otherwise.

Copyright: Copyright in the material on this web Site is owned or licensed by FixBadDebt and

Agreement: Users of this web site acknowledge and accept that your use of the Fix Bad Debt web site indicates your acceptance of these Terms of Use and the Privacy policy.

As part of our service and only at your request, Fix Bad Debt may access your credit file immediately conditional upon your authority being submitted. We are a registered access seeker to the credit file data base of Veda Advantage, now Equifax. Our express assessment of your Veda Equifax credit check information is a premium service we offer consumers to identify any issues which may require repair on their Veda Equifax credit file without delay. Please be aware that we do not provide direct online access to Veda Advantage, Equifax or any of its related services, nor are we affiliated with Veda (Equifax) directly. We do not sell Veda Equifax credit files or engage in the resale of same. Should we access your Veda Equifax credit file information as part of our “chargeable assessment and recommendation service” or any other chargeable service, a copy of your credit file information which we have accessed will be provided to you at no cost. We do not provide credit files as a stand alone service, nor do we sell credit files as part of any other service we provide. If we have accessed your credit file on your behalf in conjunction with any of our other services, then you are entitled by law to request a copy be provided to you at no charge.